Begging with a Purpose
Good morning, ladies and gentlemen! Welcome back to Fraud Fridays! Today, we are covering yet another in-person scam known as, begging with a purpose (AKA Distressed Stranger Scams)!
Strangers pretend to need cab fare to get to a hospital or money to buy gasoline or baby formula in this common panhandling scam. These cons will approach you anywhere. The swaddled baby scam is arguably the most common form of the Distressed Stranger Scam. In this, the scammer will approach their mark asking for around $20. They will state that they don't have the gas to reach home and need a helping hand. Often claiming they used the last of their funds to get infant formula for the baby. Claiming also that they want to get the alleged baby home quickly "cause it's getting awfully cold out." This is often coupled with the scammer's second standing near their car with a swaddled blanket. That is, more often than not, just a blanket. Your kind heart says to give this young woman the twenty dollars she asks for; however, your common sense says otherwise. If you’re like a great many folks, you fork over the twenty … only to later discover you’ve been had. The “stranded baby-toting couple at the gas station” is but one of the many successful “distressed stranger” scams common to the urban experience.
So, how do we avoid these scams?
These sorts of scams work because the amounts pleaded for are relatively small, and people want to help others, both for the ordinary feel-goodness of it all and as a form of karmic protection against those inevitable days when their cars break down or when they are chagrined to discover they’ve left their wallets on dressers at home. While fraud is sorry repayment for a kind heart and generous nature, the only way to entirely safeguard yourself against falling victim to “stranger in distress” scams is to refuse to help those unknown to you who appear to be in dire straits. Such a course of (non)action will appeal to some but will be heartily eschewed by others who will view the occasional $20 lost on a con artist as but the cost of maintaining a positive view of their fellow man. Therefore, portions of the following advice will apply to some but not to others.
Beware the pull on your heartstrings — it’s often the purse-strings that are actually being reached for. When approached with tales of woe, keep in mind those making the request should have other avenues of relief available to them beyond that of asking random strangers for cash. Is it reasonable to assume they have no family or friends who could come to their assistance, either monetarily or to give them a drive home? Or that they do not have so much as one credit card they could charge a necessity against? Remind yourself that a great many taxis do accept credit cards and so regard with suspicion any well-heeled stranger’s claim of needing $20 for cab-fare.
When strangers seeking your assistance hit you up with sob stories, become comfortable with saying “No, I’m sorry but I just can’t do that” and walking away or hanging up. If you cannot bring yourself to say no and instead feel you must make some attempt to aid those who appear to be in need, proffer your assistance rather than the cash that has been asked for. Offer to telephone on their behalf whichever friend or relative the stranded couple believes could come for them, or to ask the police for help in getting the child home. Insist that mugging victims contact the police and indeed place those calls for them. Strictly limit your help to non-monetary forms: making phone calls, brainstorming possible solutions, mucking about under the hood of non-functioning cars, etc. But above all, keep your hand away from your wallet.
Never let strangers into your house to use the phone. Instead, offer to place whatever calls they need made on their behalf. Likewise, those seeking the use of a bathroom should be given directions to the nearest gas station or restaurant. People have been robbed or sexually assaulted in their homes by those whose “car broke down” or who needed “a glass of water” or “to call a doctor for the baby.” Those not assaulted immediately still run the risk of being burgled later by thieves who have inventoried the home’s contents and are now familiar with its layout.
Churches in some communities have adopted a policy of refusing to provide cash to those who appeal to them for emergency assistance. Instead, those thrown upon hard times are given whatever other kind of material assistance they have requested (e.g., tank of gas, place to stay for the night, transportation to another city where a relative is supposedly languishing, something to eat), but are refused money.
A group of churches in another community has worked out an arrangement with that city’s police department whereby those looking for aid are directed to the police station for a bit of vetting of their stories and their identities. Those who appear to check out are provided with vouchers (paid for by the local churches) for whatever it was they had appealed for. Once again, money is never given.